063 Form
1
Pharmacy Medical Policy
Heart Failure, Chronic Kidney Disease and Hypertrophic
Cardiomyopathy (HCM) Policy
Table of Contents
Authorization Information
Summary
Step Therapy Requirements
Prior Authorization Requirements
Policy History
References
Policy Number: 063
BCBSA Reference Number: N/A
Related Policies
•
Quality Care Dosing guidelines may apply and can be found in Medical Policy #621B
•
Diabetes Step Therapy Medical Policy #041
Prior Authorization Information
Policy
☒ Prior Authorization
☒ Step Therapy
☒ Quality Care Dosing
☐ Administrative
Reviewing
Department
Pharmacy Operations:
Tel: 1-800-366-7778
Fax: 1-800-583-6289
To request for coverage: Providers may call, fax, or mail
the attached form (Formulary Exception/Prior Authorization
form) to the address below.
Blue Cross Blue Shield of Massachusetts
Pharmacy Operations Department
25 Technology Place
Hingham, MA 02043
Tel: 1-800-366-7778
Fax: 1-800-583-6289
Individual Consideration for the atypical patient: Policy
for requests that do not meet clinical criteria of this policy,
see section labeled Individual Consideration
Policy Last Updated
1/15/2026
Pharmacy (Rx) or
Medical (MED) benefit
coverage
☒ Rx
☐ MED
Policy applies to Commercial members with
BCBSMA formulary:
•
Managed Care (HMO/POS)
•
PPO/EPO
•
Indemnity
•
MEDEX with Rx plans
•
Managed Blue for Seniors
Policy does NOT apply to:
•
Medicare Advantage
Provider Documentation Requirements: Documentation from the provider to support a reason preventing trial of
formulary alternative(s) must include the name and strength of alternatives tried and failed (if alternatives were
tried, including dates if available) and specifics regarding the treatment failure. Documentation to support clinical
basis preventing switch to formulary alternative should also provide specifics around clinical reason.
We may also use prescription claims records to establish prior use of formulary alternatives or to show if step
therapy criteria has been met. We will require the provider to share additional information when prescription claims
data is either not available or the medication fill history fails to establish use of preferred formulary medications or
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that step therapy criteria has been met. Other documentation requirements, if any, are outlined in prior
authorization criteria.
See Appendix for additional information.
Summary
This is a comprehensive policy covering step therapy, prior authorization and quantity limit requirements
for medications used to treat Heart Failure, Chronic Kidney Disease and Hypertrophic Cardiomyopathy
(HCM).
Due to only modest improvements in glycemic control and a lack of long-term safety data on the effects of
prolonged glycosuria, SGLT2 inhibitors are not considered as first line therapy for most patients with
diabetes. However, in patients with comorbid cardiovascular and/or kidney disease, some SGLT2
inhibitors have shown some benefit in cardiovascular and kidney outcomes.
The following policy applies only when below medications are used for the treatment of heart failure
and/or hypertrophic cardiomyopathy. For coverage criteria of other FDA-approved indications (i.e. Type 2
Diabetes) Please see section above on related medical polices.
Step Therapy Requirements
The step therapy requirements for covered formulary medications used in the management of
heart failure and hypertrophic cardiomyopathy is as follows:
Heart Failure Step Therapy Table
Drug
Formulary Status
(BCBSMA Commercial
Plan)
Step Requirement
Step 1
Beta-Blockers (e.g. sotalol,
atenolol, metoprolol, nadolol)
Preferred
Covered with no requirements
Angiotensin-converting
Enzyme (ACE) Inhibitors (e.g.
lisinopril, benazepril,
enalapril, ramipril)
Preferred
Angiotensin Receptor
Blockers (ARBs) (e.g.
candesartan, irbesartan,
losartan, valsartan)
Preferred
Step 2
Farxiga (dapagliflozin)
ST, QCD
Requires prior use of ONE step 1
medication OR history of prior use of
any step 2 medication in this table
within the previous 130 days.
Jardiance (empagliflozin)
ST, QCD
Kerendia (finerenone)
ST, QCD
Verquvo (vericiguat)
ST, QCD
Step 3
Inpefa ™ (sotagliflozin)
ST, QCD
Requires prior use of TWO step 2
medications OR if on the formulary
history of prior use of any step 3
medication within the previous 130 days
dapagliflozin
NFNC, QCD
QCD - Quality Care Dosing (quantity limits policy #621B); ST – Step Therapy; NFNC – Non-formulary, Non-Covered
Approval Length: 24 months, unless otherwise specified in Clinical Guideline Coverage Criteria
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Chronic Kidney Disease and Risk Factor Step Therapy Table
Drug
Formulary Status (BCBSMA
Commercial Plan)
Step Requirement
Step 1
loop diuretics (e.g.
furosemide, bumetanide,
torsemide)
Preferred
Covered with no requirements
phosphate binders (e.g.
calcium acetate, lanthanum,
sevelamer, Fosrenol,
Renvela)
Preferred
statins (e.g. atorvastatin,
fluvastatin, pitavastatin,
simvastatin)
Preferred, QCD
Step 2
Farxiga ® (dapagliflozin)
ST, QCD
Requires prior use of ONE step 1
medication OR history of prior use of
any step 2 medication within the
previous 130 days. See below for
prior use criteria.
Jardiance ® (empagliflozin)
ST, QCD
Kerendia (finerenone)
ST, QCD
Step 3
dapagliflozin
NFNC, QCD
Requires prior use of TWO step 2
medications OR if on the formulary
history of prior use of any step 3
medication within the previous 130
days
Approval Length: 24 months, unless otherwise specified in Clinical Guideline Coverage Criteria
Prior Use Criteria
The plan uses prescription claim records to support criteria for prior use within previous 130 days or the
trial and failure of formulary alternatives when available. Additional documentation will be required from
the provider when historic prescription claim data is either not available or the medication fill history fails
to establish criteria for prior use or trial and failure of formulary alternatives. Documentation will also be
required to support any clinical reasons preventing the trial and failure of formulary alternatives. Please
see the section on documentation requirements for more information.
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Prior Authorization Requirements
Drug Formulary Status (BCBSMA Commercial Plan) Requirement
Camzyos (mavacamten)
PA, QCD
Covered if PA criteria below are met
Lodoco (colchicine)
PA
QCD - Quality Care Dosing (quantity limits policy #621B); PA – Prior Authorization
Approval Length: 12 months, unless otherwise specified in Clinical Guideline Coverage Criteria
Clinical Coverage Criteria: Camzyos Camzyos (mavacamten) may be covered when ALL of the following criteria are met:
- Diagnosis of obstructive hypertrophic cardiomyopathy (OHCM) consistent with current ACC/AHA and ESC guidelines (unexplained LV hypertrophy with maximal LV wall thickness of ≥15 mm OR ≥13 mm with family history of HCM; LVOT gradient ≥50 mm Hg) AND
- Age 18 years or older AND
- Documented LVEF ≥55% AND
- NYHA class II or III AND
- Member has had prior therapy with, or a contraindication or intolerance to, beta blockers (e.g. metoprolol, propranolol, atenolol) and/or calcium channel blockers (e.g. verapamil, diltiazem) AND
The drug is prescribed by a board-certified or board eligible Cardiologist
Clinical Coverage Criteria: Lodoco
Lodoco (colchicine) may be covered when ALL of the following criteria are met:- Diagnosis of atherosclerotic disease OR the member has documented multiple risk factors for cardiovascular disease AND
- Age 18 years or older AND
- Being used for a reduction of the risk of myocardial infarction (MI), stroke, coronary revascularization, and cardiovascular death.
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Appendix
Formulary
Status
For non-covered medications, in addition to the prior authorization criteria or step therapy
required, the member must also have had a previous treatment failure with, or
contraindication to, at least two covered formulary alternatives when available. See section
on individual consideration for more information if you require an exception to any of these
criteria requirements for an atypical patient.
Member cost
share
consideration
A higher non-preferred cost share may be applied if an exception request is approved for
coverage of a non-preferred or a non-formulary/non-covered drug.
Criteria
Documentation
Provider must submit supporting documentation (e.g., chart notes, lab results or other
clinical information) to show that the member has met all approval criteria.
Forms
To request prior authorization using the Massachusetts Standard Form for Medication Prior
Authorization Requests (eForm), click the link below:
https://www.bluecrossma.org/medical-
policies/sites/g/files/csphws2091/files/acquiadam-
assets/023%20E%20Form%20medication%20prior%20auth%20instruction%20prn.pdf
OR
Print and fax, Massachusetts Standard Form for Medication Prior Authorization
Requests #434
Individual
Consideration
(for Atypical
Patients)
Our medical policies are written for most people with a given condition. Each policy is
based on peer reviewed clinical evidence. We also take into consideration the needs of
atypical patient populations and diagnoses.
If the coverage criteria outlined is unlikely to be clinically effective for the prescribed
purpose, the health care provider may request an exception to cover the requested
medication based on an individual’s unique clinical circumstances. This is also referred to
as “individual consideration” or an “exception request.”
Some reasons why you may need us to make an exception include: therapeutic
contraindications; history of adverse effects; expected to be ineffective or likely to cause
harm (physical, mental, or adverse reaction).
To facilitate a thorough and prompt review of an exception request, we encourage the
provider to include additional supporting clinical documentation with their request. This may
include:
•
Clinical notes or supporting clinical statements;
•
The name and strength of formulary alternatives tried and failed (if alternatives
were tried) and specifics regarding the treatment failure, if applicable;
•
Clinical literature from reputable peer reviewed journals;
•
References from nationally recognized and approved drug compendia such as
American Hospital Formulary Service® Drug Information (AHFS-DI), Lexi-Drug,
Clinical Pharmacology, Micromedex or Drugdex®; and
•
References from consensus documents and/or nationally sanctioned guidelines
Providers may call, fax or mail relevant clinical information, including clinical references for individual patient consideration, to:
Blue Cross Blue Shield of Massachusetts Pharmacy Operations Department 25 Technology Place Hingham, MA 02043
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Phone: 1-800-366-7778 Fax: 1-800-583-6289 Samples Requests based exclusively on the use of samples will not meet coverage criteria for exception. Additional clinical information demonstrating medical necessity of the desired medication must be submitted by the requesting prescriber for review.
Policy History
Date
Action
1/15/2026
Added expanded indication for Kerendia to the policy. Updated references.
1/2026
Removed Entresto from policy. Updated formatting.
4/2024
Updated to add a new step table for Kidney and other risk factors.
3/2024
Updated to add dapagliflozin to Step 3 and Non-covered.
1/2024
Updated to add Lodoco ® to the policy.
9/2023
Reformatted policy. Updated IC to align with 118E MGL § 51A.
8/2023
Updated to add Inpefa ™ to the policy.
7/2023
Reformatted Policy.
8/2022
Updated to include Camzyos ™ and updated Policy Name.
7/2022
Clarified Step requirements.
10/2021
Updated to add Farxiga and Jardiance to the policy.
4/2021
Updated to add Verquvo to the policy at step 2 and changed Policy name to Heart
Failure Step Therapy.
1/1/2020
Implement new Step therapy policy
References
- Camzyos [package insert]. Brisbane, CA: Myokardia, Inc.: 4/2022.
- Farxiga [package insert]. Wilmington, DE: AstraZeneca Pharmaceuticals LP: 5/2021.
- Inpefa [package insert]. The Woodlands, TX: Lexicon Pharmaceuticals, Inc.: 6/2023.
- Jardiance [package insert]. Ridgefield, CT: Boehringer Ingelheim Pharmaceuticals, Inc.: 8/2021.
- Kerendia [package insert]. Whippany, NJ: Bayer HealthCare Pharmaceuticals, LLC.: 8/2025.
- Lodoco [package insert]. Parsippany, NJ: AGEPHA Pharma USA, LLC.: 8/2023.
- Verquvo [package insert]. Whitehouse Station, NJ: MERCK & CO., INC.: 1/2021.
Walk through this policy with us
Review how this policy can be converted into cited criteria, prior authorization checks, and operational automation.