Humana Ambulatory Cardiac Monitoring Devices - Medicare Advantage Form
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Please refer to CMS website for the most current applicable National Coverage Determination (NCD)/
Local Coverage Determination (LCD)/Local Coverage Article (LCA)/CMS Online Manual
System/Transmittals.
Type
Title
ID Number
Jurisdiction
Medicare
Administrative
Applicable
States/Territories
NCD
Electrocardiographic Services
20.15
LCD
LCA
Electrocardiographic (EKG or
ECG) Monitoring (Holter or
Real-Time Monitoring)
L34636
A57476
LCD
LCA
LCD
LCA
LCD
LCA
LCD
LCA
LCD
LCA
LCD
LCA
LCD
LCA
Electrocardiographic (EKG or
ECG) Monitoring (Holter or
Real-Time Monitoring)
L34636
A57476
Cardiac Event Detection
Ambulatory Electrocardiograph
(AECG) Monitoring
Cardiac Event Detection
Ambulatory Electrocardiograph
(AECG) Monitoring
Cardiac Event Detection
L33952
A56452
L39490
A59268
L34573
A56606
L39490
A59268
L34573
A56606
Ambulatory Electrocardiograph
(AECG) Monitoring
L39492
A59270
Ambulatory Cardiac Monitoring Devices
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Contractors
(MACs)
J5 - Wisconsin
Physicians Service
Insurance
Corporation
J8 - Wisconsin
Physicians Service
Insurance
Corporation
J15 - CGS
Administrators, LLC
(Part A/B MAC)
JH - Novitas
Solutions, Inc. (Part
A/B MAC)
JJ - Palmetto GBA
(Part A/B MAC)
JL - Novitas
Solutions, Inc. (Part
A/B MAC)
JM - Palmetto GBA
(Part A/B MAC)
JN - First Coast
Service Options,
Inc. (Part A/B MAC)
IA KS, MO, NE
IN, MI
KY, OH
AR, CO, NM, OK, TX,
LA, MS
AL, GA, TN
DE, D.C., MD, NJ, PA
NC, SC, VA, WV
FL, PR, U.S. VI
Ambulatory cardiac monitoring devices are used by an individual at home to record the heart rhythm during
daily activities. The ambulatory electrocardiograph (AECG) detects the occurrence and frequency of rhythm
disturbances and waveform abnormalities to aid in diagnosing and/or managing cardiac arrhythmias and
conditions such as cryptogenic (no identifiable cause) stroke, palpitations or syncope. Various devices may
be used for monitoring including, but may not be limited to, continuous recorders (also known as Holter or
patch monitors), external loop monitors/recorders (also known as cardiac event monitors/recorders),
Ambulatory Cardiac Monitoring Devices
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implantable (insertable) loop monitors/recorders or mobile cardiac outpatient telemetry (also known as
real time cardiac monitoring).
Holter and Long-Term Continuous Cardiac Rhythm Monitors/Recorders
The most common cardiac monitoring device is the Holter monitor (also known as a continuous recorder).
Holter monitors are battery operated portable devices that continuously record the electrical activity of the
heart, via leads attached to the chest, during activities of daily living (ADL). A healthcare provider then
analyzes the recording to identify arrhythmias. Holter monitors are usually worn for 24 to 48 hours to
correlate frequent (daily or more often) symptoms with recordings of symptomatic rhythm events. Other
uses include, but may not be limited to, detection of asymptomatic events (eg, nonsustained ventricular
tachycardia [NSVT]) for risk stratification of hypertrophic cardiomyopathy or functional assessment of a
pacemaker or implantable cardioverter defibrillator (ICD).
Newer versions of rhythm monitors, including patch recorders, may be worn for long-term continuous
cardiac rhythm monitoring (up to 14 days) to detect arrhythmias that occur less frequently (less than daily).
Patch recorders that adhere to the external chest wall without leads or wires continuously record and store
rhythm data for 7 – 14 days. The choice of Holter or long-term continuous monitoring device is predicated
on the frequency of symptoms or suspected arrhythmia and the degree to which symptoms incapacitate
the individual.7 Examples of long-term continuous cardiac rhythm monitors include, but may not be limited
to, Cardea Solo, Carnation Ambulatory Monitor (CAM patch) and Zio XT.
External Loop Monitors/Recorders (Cardiac Event Monitors/Recorders)
External loop monitors are battery operated portable devices that record the electrical activity of the heart
during ADL and are worn continuously for up to 30 days. The individual starts the recorder when symptoms
begin and turns it off when symptoms end. The device captures and saves a brief period of heart rhythm
activity before and after activation. After the individual activates the device, the recording can be
transmitted telephonically to a 24-hour attended monitoring center for remote technician review. If the
electrocardiogram (ECG) recording is outside preset criteria, a healthcare provider reviews the data and
makes individualized clinical decisions. In other instances, transmitted ECG data is reviewed later and is
considered nonattended.24
Implantable (Insertable) Loop Monitors/Recorders
Implantable (insertable) loop recorders are placed directly under the skin in the chest using a local
anesthetic. Electrodes in the device sense the heart’s activity, so there is no need for external electrodes or
leads. When symptoms occur, the individual activates the ECG data recording for analysis by a healthcare
provider. The device also has an auto-activation mode to automatically capture and record arrhythmias.
Most recorders can record and store at least 30 minutes of ECG signals during an episode of arrhythmia.
The device is removed when the battery fails, or earlier, if a definitive diagnosis has been established.
Examples of these devices with an estimated battery life of 3 years include, but may not be limited to,
Confirm Rx, Jot Dx, LUX-Dx, Reveal LINQ and Reveal XT implantable cardiac monitor systems. More recently
developed versions of this device have a longer battery life and can be used to monitor and record heart
rhythm and rate for 4 or more years. Examples include, but may not be limited to, Biomonitor IIIm and LINQ
II implantable cardiac recorders.
Mobile Cardiac Outpatient Telemetry (Real-Time Cardiac Monitoring)
Ambulatory Cardiac Monitoring Devices
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Mobile cardiac outpatient telemetry (MCOT) records, monitors and transmits an individual’s ECG
continuously as they go about their normal ADL. A 3-lead sensor transmits each heartbeat to a cellphone-
sized monitor. If the monitor detects an arrhythmia, it transmits the individual’s ECG to the monitoring
center using wireless or telephone landline communication technology depending on the individual’s
location.
Certified cardiovascular technicians analyze the transmissions 24 hours a day. The prescribing healthcare
provider selects individualized monitoring thresholds and response parameters. Routine daily telemetry
reports are issued to the healthcare provider by email, fax, internet or phone. Examples of MCOT devices
include, but may not be limited to, BodyGuardian Mini, LifeWatch MCT 3 Lead, MoMe ARC and Zio AT.
The BioFlux monitors and analyzes ECG data in real time using an ECG algorithm to detect and automatically
transmit arrhythmia data to the monitoring center for review. The individual can also activate the device in
the presence of any abnormal symptoms. The recorded cardiac activity is delivered via smartphone to the
server where it is reviewed by a cardiovascular technician and escalated to a healthcare provider when
predetermined parameters are met.
The Rhythm Express RX-1, RhythmStar and the TeleSense 4-in-1 remote cardiac rhythm monitor each
function as an external use Holter monitor, event monitor and/or MCOT depending on the needs of the
individual and modality that is ordered by the healthcare provider.
Self-Monitoring ECG Technologies
Self-monitoring ECG technologies, which may be obtained without a prescription, are generally activated
by the touch of the individual’s fingers to record and transmit data via a smartphone or watch. These hand-
or wrist-held and/or smart phone-based devices are used to monitor ECG, heart rate and other noncardiac
indications.
Electrocardiograph software for nonprescribed use creates, analyzes and displays electrocardiograph data,
and can provide information for identifying cardiac arrhythmias, such as atrial fibrillation, bradycardia or
tachycardia. This technology is not intended to provide a diagnosis.
Coverage Determination
Humana follows the CMS requirement that only allows coverage and payment for services that are
reasonable and necessary for the diagnosis or treatment of illness or injury or to improve the functioning of
a malformed body member except as specifically allowed by Medicare.
In interpreting or supplementing the criteria above and in order to determine medical necessity consistently,
Humana may consider the criteria contained in the following:
External Cardiac Monitors
Holter monitors (93224-93227), long-term continuous cardiac rhythm monitors (93241-93248), external
loop monitors/recorders (cardiac event monitors) (93268, 93270-93272) and mobile cardiac outpatient
telemetry (MCOT) (93228, 93229) will be considered medically reasonable and necessary when one or
more of the following requirements are met:
Ambulatory Cardiac Monitoring Devices
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• Assessment for asymptomatic ventricular premature beats or nonsustained ventricular tachycardia
(greater than or equal to 3 premature ventricular complexes terminating spontaneously) in an individual
with arrhythmogenic right ventricular cardiomyopathy, Brugada syndrome, congenital heart disease,
dilated or restrictive cardiomyopathy, hypertrophic cardiomyopathy, or long QT syndrome19; OR
• Assessment for silent myocardial ischemia (acute or subacute forms of ischemic heart disease) in a
patient with known or suspected coronary heart disease19; OR
• Assessment of documented or suspected arrhythmias or bradycardia20; OR
• Assessment of prognosis following acute coronary syndrome19; OR
• Assessment of the average heart rate and adequacy of rate control in an individual with atrial fibrillation
(A-fib)19; OR
• Assessment of the effectiveness of arrhythmia therapy (e.g., post ablation)19; OR
• A standard 12-lead electrocardiograph (ECG), complete cardiac history and cardiac exam has not
satisfactorily explained the individual’s cardiac complaints and ambulatory ECG testing will provide
diagnostic information that will assist in developing a treatment plan or changing a treatment plan for an
individual at risk for cardiac arrythmias19; OR
• Evaluation for occult atrial fibrillation as a potential cause of cardioembolism in an individual with
cryptogenic stroke19; OR
• Evaluation of an individual with a history of myocardial infarction (MI) and an ejection fraction of less
than or equal to 40%23; OR
• Individual experiencing chest pain, episodic dizziness, palpitations, unexplained syncope, near syncope,
shortness of breath, and/or transient ischemic episodes19; OR
• Individual experiencing nocturnal arrhythmias19; OR
• Pre/post pacemaker or implantable cardiac defibrillator reprogramming19; OR
• Regulation of anti-arrhythmic drug dosage19
Note: A 24–48-hour heart monitor is most appropriate for an individual with daily or near daily symptoms.
The duration of monitoring should be consistent with the patient’s signs and symptoms.19
Implantable (Insertable) Loop Monitors/Recorders (0650T, 33285, 33286, 93285, 93291, 93298, C1764,
E0616)
Implantable (insertable) loop monitors/recorders will be considered medically reasonable and necessary
when either of the following requirements are met:
Ambulatory Cardiac Monitoring Devices
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• Evaluation of syncope, near-syncope or palpitations and noninvasive ambulatory monitoring fails to
establish a definite diagnosis because symptoms are infrequent (occur less frequently than once every
48 hours) or unpredictable, and therefore prolonged testing is necessary; OR
• Individual with clinical syndromes or situations that increase the risk of cardiac arrhythmias or transient
symptoms that suggest a cardiac arrhythmia requiring prolonged testing (eg, suspected AF as cause of a
recent [eg, within the past 90 days] cryptogenic stroke)72
Replacement of implantable (insertable) loop monitors/recorders: An individual with an existing
implantable (insertable) loop monitor/recorder (ILR) may receive an ILR replacement due to the end of
battery life or device malfunction if the ILR continues to be medically necessary.
The use of the criteria in this Medicare Advantage Medical Coverage Policy provides clinical benefits highly
likely to outweigh any clinical harms. Services that do not meet the criteria above are not medically
necessary and thus do not provide a clinical benefit. Medically unnecessary services carry risks of adverse
outcomes and may interfere with the pursuit of other treatments which have demonstrated efficacy.
Coverage Limitations
US Government Publishing Office. Electronic code of federal regulations: part 411 – 42 CFR § 411.15 -
Particular services excluded from coverage
The following ambulatory cardiac monitoring device indications will not be considered medically
reasonable and necessary:
• Ambulatory ECG monitoring of potentially harmful ventricular arrhythmias requiring inpatient level of
care19; OR
• Devices that do not have FDA clearance, including non-physician prescribed: hand/wrist held-smart
phone-based devices19; OR
• Mobile cardiac telemetry that does not involve a 24-hour monitoring station19
A review of the current medical literature shows that the evidence is insufficient to determine that these
services are standard medical treatment. There remains an absence of randomized, blinded clinical studies
examining benefit and long-term clinical outcomes establishing the value of these services in clinical
management.
Summary of Evidence
Current medical literature indicates that inpatient evaluation for individuals at high risk for potentially life-
threatening arrhythmias (eg, VT) may be more appropriate than ambulatory cardiac monitoring, particularly
for those with frequent symptoms and associated syncope.74 The literature further recommends inpatient
telemetry monitoring for individuals with clinical or ECG features suggesting arrhythmic syncope or a
history of recurrent syncope with injury.25 There remains a lack of randomized, sham-controlled, blinded
Ambulatory Cardiac Monitoring Devices
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studies regarding the safety and efficacy of using ambulatory cardiac monitoring in certain individuals with
frequent symptoms, syncope and recurrent syncope with injury.
A review of the current medical literature indicates no or unclear support for the clinical utility of non-
physician prescribed hand/wrist held or smart phone-based devices used for the measurement of
physiologic parameters (eg, ECG, heart rate).32 Studies consistently reported a higher rate of detection of
episodes of cardiac arrhythmia in patients monitored with these devices compared with routine care or
Holter monitoring; however, the devices are considered prediagnostic and rather than a diagnostic tool.32
This low-quality body of evidence was limited by small sample size and lack of long-term randomized, sham-
controlled, blinded studies. None of the currently published studies have reported that individuals
consistently experience improved health outcomes when using non-prescribed hand/wrist held or
smartphone-based devices to monitor for cardiac arrhythmia.47
The available studies provide little data on arrhythmia outcomes to support conclusions on the utility of
mobile cardiac telemetry without 24-hour monitoring. The clinical significance of detected events is
variable, particularly regarding atrial fibrillation and other intermittent arrhythmias in an individual with
infrequent episodes.33 Longer-term RCTs addressing the wider intended population are necessary to
validate results. Current studies are at high risk of bias from retrospective design or lack of control groups.
Long-term follow-up from larger randomized, sham-controlled, blinded studies is needed to accurately
assess efficacy and safety.50